They also push mortgage insurance. Now you could argue that it makes life easier for your spouse but I'd respond:

1. Who the fuck wants to make life easier. I'm dead damn it. That means suffering;

2. Buy enough life insurance to give the spouse flexibility to decide what they want to do. Especially if I die because I was fooling around with ether in the garage and the house went up in flames.

Me transmitte sursum, caledoni   

He's certainly cut America's throat and it lies bleeding and down in the dust which is exactly where the liberal elite likes to keep the people.